Monday, February 10, 2020

Building the Best Leaders by Madeline Frank, Ph.D.


Whatever your occupation or interest you stand on the shoulders of your mentors. Your mentors have “taken you under their wing” to help you grow.
When you begin something new, it is your mentor’s belief in you that keeps you going until your own belief in “you” kicks in.
I began as a protégé at the age of 8, studying with William Whitson, who was a Concert Violinist and military officer. He smiled and showed me how to hold the violin and bow, where to place my fingers on the string, and how to make a sound on the instrument by pulling the bow across the strings. He did this by modeling how to play for me and then having me try it.
He also taught me how to read the notes on the musical page which is parallel to reading a book and taught me at my first violin lesson to play the theme of Beethoven’s 9th Symphony, Ode to Joy.
Mr. Whitson’s encouragement was the fuel that kept me going during my moments of frustration.
Many years later at 17, I had the honor of playing at the world-famous Carnegie Hall. That journey would never have been possible without the investment my mentor made in me.
My first leadership role was that of a teaching assistant at Virginia Commonwealth University at 17 years of age. Even though many of the students were older than I was, I taught the same way Mr. Whitson taught me, wearing a smile, demonstrating how to hold the violin and bow, and having them try it. I walked around the room to help improve each person’s hold on the violin and bow and gave them encouragement. Just as Mr. Whitson believed in me, I believed in them.
One student was 6 foot 2 with huge hands he was trying to wrap around his violin. After showing him how to pull his left arm down and hold his hand by bending his thumb slightly, he was able to play a few notes. This was his lightbulb moment!
While I was teaching, I was continuing in my protégé role studying violin with my Professor.
That school was a stepping stone for studying at the Juilliard School. While studying at the Juilliard School, I played Principal viola in the 92nd Y Orchestra. My leadership role was playing solos with the orchestra and leading my section. This job gave me a stipend to pay my rent.
Herman Silver, 75, was a member of our viola section. He was an amazing amateur violist who played beautifully. During the weekends, he was passionate about playing chamber music in his home with New York City’s best musicians. You could feel the excitement dripping from his pores.
Herman loaned me the music for each concert two weeks in advance. He loved sharing his passion for chamber music with the next generation and having world class musicians lead the way. Herman was an encouraging, inspiring, and motivating mentor.
At Herman’s concerts we performed with concert violinist, Toscha Samaroff who had been a student of Leopold Auer. Toscha, 75, played the difficult first violin parts to both Mendelssohn’s Octet and Spohr’s Octet. Toscha was an extraordinary leader playing with a beautiful tone and lovely phrasing. I played both first viola parts in these works with Herman playing the second parts in a beautiful steady manner. Playing with Toscha Samaroff and Herman Silver was a marvelous experience I will long remember. They encouraged and inspired others to play at their top level of performance.
My leadership style today is as a leader who is both a teacher and mentor to my team members helping them improve and grow. 
This is the way to build the best leaders! 
Great leaders are people developers, building strong relationships with others. They encourage, inspire, and motivate their protégés and team members. They do this by modeling the work and believing in the people they lead. This is my leadership style.
What are the three ways the greatest leaders, teachers, and mentors build the best leaders?
1) They develop people. They building strong relationships in an atmosphere of growth and learning.
2) They care about others and want to help them reach their goals by encouraging, inspiring, and motivating others.
3) They help their protégés or mentees build healthy self-images by believing in them before they do.
The best leaders stand on the shoulders of their mentors. How can you keep their legacy and yours continuing for the next generation?
By stepping up and being a leader, teacher and mentor who models, motivates, encourages, and inspires others to reach their top level of excellence!

Madeline Frank, Ph.D., is an Amazon.com Best Selling Author, speaker, business owner, teacher, John Maxwell Team Member, concert artist, and parent. She helps businesses and organizations “Tune Up their Business”. Her observations show you the blue prints necessary to improve and keep your business successful. Her latest book “Leadership On A Shoestring Budget” is available everywhere books are sold. If you need a speaker contact Madeline at: mfrankviola@gmail.com

Thursday, January 16, 2020

Make Your First Impression Fabulous by Madeline Frank, Ph.D.

When is the last time you consciously set out to make a fabulous first impression? We often think of first impressions as something we deploy for job interviews and first dates, however, your road to excellence and success (no matter how you define success) is paved with the conscious efforts of making a series of fabulous impressions.

Recently, I was invited to speak to one of the largest and top performing real estate companies in Virginia. The audience was a mixture of seasoned pros and eager new representatives.

One exercise I frequently do with most audiences is I ask them to imagine they are about to perform at Carnegie Hall in New York City. They are some of the top musicians in the world, and are about to perform a symphony to a sold-out audience.
What do you think would happen if they took the stage wearing workout clothes instead of formal wear? Would that affect the audience’s perception of them?

For tonight’s performance, we are summoning the legendary Frank Sinatra. I have had the honor of personally playing with Frank Sinatra, and one element that the entire orchestra agreed upon was that he intentionally set out to make a staggeringly awesome first impression.

Frank Sinatra walked out on stage with a big smile on his face, standing tall and fit, wearing a black tuxedo that fit him to perfection. He made eye contact with his audience, making them feel as if he were singing to them in his living room and they were honored guests. The audience were mesmerized by Sinatra.

One success example that everyone could use in their world today is to simply smile and dress in clothes that fit you. Also, stand or sit tall, don’t slouch.

Tap into your Internal “Wow”

I asked my audience to imagine that they had just sold a half million-dollar property. (and earned a nice commission since they are Realtors).
Every one of them stood with their shoulders back, they made direct eye contact, and they spoke with clear enthusiasm.

The way you carry yourself creates a picture in people’s mind. Your prospects don’t know if you have sold everything you’ve touched in the past 72 hours or if you feel like you couldn’t close a ziplock bag at this moment… other than the way you present yourself.
Takeaway from this example: Practice carrying yourself in a confident manner.

Becoming a conscious complimentor. 

One of the best illustrations of the power of compliments came from Dr. George W. Crane’s psychology class at Northwestern University. Dr. Crane believed in the application of his teachings, not just in the memorization of his lessons.

He created the Compliment Club. Every day his students were to pay an honest compliment to each of three different persons… for 30 consecutive days. He also had the students journal the experiences.

Dr. Crane required the students write a theme paper about their experiences. He wanted them to note the changes they noted in the people around them, as well as how this experience altered their own outlook.

The students realized that by consciously complimenting others, they were motivated, encouraged, and inspired as well. Dr. Crane believed that appreciative words are the most powerful force for good on earth.

Take away: compliment 3 people every day for the next week and notice how your life improves.

Everyone in life needs positive encouragement to help them grow, inspire and motivate them to succeed.

You will also notice that the more you compliment, the better you will connect with others.
Everyone loves to talk about themselves. Asking the right questions of the people you encounter on a daily basis will deepen your relationship with them and will also help uncover a few “undercover customers”.

No matter what your job, maintain a positive attitude, think taller, dress well, compliment someone every day, and journal what happens each day!

Training yourself to give honest compliments to others is a fabulous door opener for your success. By talking to people, you otherwise would not talk to, you will be expanding your circle and building new and stronger relationships.



Madeline Frank, Ph.D., DTM is an Amazon.com Best Selling Author, speaker, business owner, teacher, John Maxwell Team Member, concert artist, and parent. She helps businesses and organizations “Tune Up their Business”. Her observations show you the blue prints necessary to improve and keep your business successful. Her latest book “Leadership On A Shoestring Budget” is available everywhere books are sold. If you need a speaker contact Madeline at: mfrankviola@gmail.com

Thursday, December 12, 2019

10 Minutes of Reflection to Kick Off Your New Year by Madeline Frank, Ph.D.

There is a profound difference between viewing the new year as another flip of the calendar vs. an opportunity for celebrating your past successes and setting yourself up for a strong beginning. 

It's all about the questions you ask. 

What about the last year was exciting?

What did you accomplish in the previous year that surprised you? 

What lessons did you learn from your failures in the past year?

What are you grateful for?

Who are the top 5 people who lifted you up the most or inspired you in the past year? (not just your family)

Who are 5 people who drained your energy over the past year?

Assuming that you'll want to create an amazing 2020, you'll need to weed out some negative people in your life. This can seem tough at times, but if their energy and attitude is draining you, it will be impossible to realize the year you desire. 

Have you learned from your failures over the past year? 

If not, I would encourage you to seek out the advice of a mentor or coach and listen to their perspective. 

Finally, make a commitment to surround yourself with positive relationships, growth opportunities, and good choices for your future.

 In your schedule for this New Year add in the positive relationships and experiences that helped you grow and make positive choices on your future.

If you are already in the New Year it is not too late to do a review of 2019. Ask yourself the following 3 questions:

1)   What were your positive growth experiences for last year and who were they with? (Positive relationships that stretch your abilities and help you grow. Surround yourself with these positive relationships in the New Year.)

2)   On the left side of your paper list, “what were the wrong choices you made last year?” (This list you will avoid for the New Year.)

3)   On the right side of your paper list, “what were the right choices you made last year?”

Your 10 minutes of reflection will kick off your New Year and make it stronger.



Madeline Frank, Ph.D. is an Amazon.com Best Selling Author, speaker, business owner, teacher, concert artist, and parent.  She helps businesses and organizations "Tune Up their Business". Her observations show you the blue prints necessary to improve and keep your business successful. Her latest book "Leadership On A Shoestring Budget" is available everywhere books are sold. If you need a speaker contact Madeline at: mfrankviola@gmail.com 



Monday, November 4, 2019

5 Simple Strategies for Raising Awesome Kids by Madeline Frank, Ph.D.


Do you remember the friends you had in high school who were given a car with no expectations of responsibility vs those friends who had to work for their car?
I'm sure you noticed the same difference that I did, regarding the level of care and appreciation they had for their vehicles.
When my kids were that age and a classmate was given a car, they got in trouble. The kids that had to work for the car appreciated it!
When you don't earn the things you want, you don't appreciate them.
Doing chores as a child teaches children to be accountable, responsible, and disciplined. This also builds a "proper work ethic" for their future?
Zig Ziglar, motivational speaker and author, was the tenth of twelve children. He was born in "LA," (that's lower Alabama), and raised in Yazoo City, Mississippi. His Mom had a fifth-grade education, and his father died when he was 5 years old during the Depression.
Zig said, "mom was a wise woman. We were all hard workers, because we had three milk cows and a large garden, and we survived despite of all the difficulties." As a child Zig Ziglar's chore was to weed their big garden. When he told his Mom, he was done weeding the garden she would check to see how it was done. His Mother said, "For someone else's boy the job was done alright but for my boy you can do a better job!" He went and weeded that garden again and she rechecked it!
Ziglar said, "We all experienced a wonderful childhood."
Ziglar said: "Well, first of all, my mother a very wise woman, despite her limited education. She taught us with (one) sentence sermonettes. She taught us, 'Tell the truth/Tell it ever/Cost us what it will/For he who hides the wrong he did/Does the wrong thing still,' and 'When a task is once begun/You leave it not until it's done/And be a matter great or small/You do it well or not at all.' "Ziglar agreed that this was poetry. "She was a very wise, very disciplined, very loving lady, and those Biblical principles, that is what they are, is what we were raised on."
Dr. John Maxwell, #1 leadership guru, coach, and one of my mentors says, as a child he was given a list of chores to do at the beginning of the week.
If he had not finished his chores, he would not be allowed to go to the restaurant or the movies with his family during the weekends. Instead he would stay at home and finish his chores. He learned after that to do his chores on time.
What is the greatest gift you can give your children?
The greatest gift you can give your children is to teach them a good work ethic by giving them chores to do to earn the things they want and need.
Chores taught us how to work hard, to be accountable, responsible, and respectful giving us a good foundation for our future.
So, what are the 5 simple strategies for raising awesome kids?
1) Give them appropriate chores for their ages. Start to help them learn a good work ethic at a young age so they will become accountable, responsible, and caring adults.
2) Every morning and evening when your child wakes up and goes to sleep tell them with a smile how much you love and care for them, say something loving to them and give them a kiss on their cheek. Ask them during dinner about their day. Remember you are there to help your children solve their problems and make good choices in a kind caring atmosphere.
If your child has a learning disorder find the best teaching method to help them learn and grow. Do not demean or disparage them. Help your child find a place for them to learn with patience and encouragement.
Remember what Benjamin Franklin asked himself each morning, "what good will I do today?" And every evening Franklin asked himself, "What good have I done today?'
3) Take time from your busy schedule to attend your child's sports games, their dance recitals, orchestra or band concerts. Attend with a smile and be proud of these small moments for them. Show you care and love them. Give them your TIME, your patience, your kindness, and your encouragement!
Turn your cellphone off and leave it in the car!
4) Praise all the good things they do so they will keep doing it. Correct the bad, but don't be afraid to let your kids fail! If they do something wrong tell them in private not in front of their friends or in front of other family members
5) Show your children daily that their parents love each other and respect each other. Never disparage a spouse in front of your children. Only say loving words giving, hugs, kisses, and friendship. If there is a problem meet privately to discuss the problem or issue!
By following these 5 simple strategies you will raise awesome kids too!
Madeline Frank, Ph.D., DTM is an Amazon.com Best Selling Author, speaker, business owner, teacher, John Maxwell Team Member, concert artist, and parent. She helps businesses and organizations "Tune Up their Business". Her observations show you the blue prints necessary to improve and keep your business successful. Her latest book "Leadership On A Shoestring Budget" is available everywhere books are sold. If you need a speaker contact Madeline at: mfrankviola@gmail.com

Friday, October 11, 2019

Unlocking the Potential of Your Brain by Discovering How to Think! by Madeline Frank, Ph.D.

I realize you are saying to yourself, "I already know how to think".
In the next 2 minutes, you will discover one of the greatest strategies that has been practiced by the greatest thinkers who have ever lived.
When I was a student at the Juilliard School, one of my professors would assign a book or article for me to read each month. The professor would make a statement about the book and would ask me a question causing me to think about it. I also had to submit a short summary of what I had just read. I realized that his ultimate goal was to develop artists who were often great thinkers!
One of the people whom I was introduced to via these books was Dr. Gerald Edelman. Dr. Edelman studied the violin as a child and contemplated a career as a concert violinist. He decided to pursue a career in medicine and later won a Nobel Prize in 1972 for immunology work and in 1973 he began studying the human brain. He continued to perform in a series of classical music concerts at his Neurosciences Institute.
In Dr. Edelman's book (1992) "Bright Air, Brilliant Fire: On Matters of the Mind", he said each of us has a "Darwinian Brain" that evolves with the stimulation you give it! For example: A young child taking violin lessons for 2 or more years will "develop and adapt strong neuronal connections enhancing their brain function."
Professor Lincer also assigned "Awakenings" by Oliver Sacks, M.D., who wrote many books on his neurological case histories of his patients. He was a Professor of Clinical Neurology at the Albert Einstein College of Medicine. Dr. Sacks studied the piano as a boy and continued to play throughout his life.
He said "music has been the profoundest non-chemical medication for our patients. What we see, fundamentally, is the power of music to organize-and do this efficaciously as well as joyfully, when abstract or schematic forms of organization fail."
Classical music has the power to organize the brain because of its complex rhythm.
Dr. Sacks had a patient suffering from severe Alzheimer's. The patient "responded to ballroom music by taking his wife in his arms and looking into her eyes and dancing with her."
One of his patients had a stroke and could no longer walk or talk. Dr. Sacks brought in an accordionist who played a familiar song, and the patient started to sing the song with him. Music has the power to stimulate memory. "Memory says Dr. Sacks, is the key to a sense of self" and music evokes emotion and emotion can bring its memory."
I recognized there is a scientific link between studying musical instruments and academic and societal success. Studying a musical instrument develops millions of new connections, synapses, between nerve cells in the brain. Many of the world's scientists, doctors, teachers, authors and mathematicians are also musicians.
Over the years Professor Lincer and I continued our conversations about the many books and articles he had me read. I have incorporated our discussions into several of my books, articles, radio shows, and blogs over the last twenty plus years and also, at his urging, had a dialogue with both Dr. Oliver Sacks and Dr. Gerald Edelman.
What I realized is that Professor Lincer was teaching his students to develop an Aristotelian fascination with the skill of critical thinking. Aristotle made statements and asked questions leading the student to thinking through to a well-chosen answer.
Aristotle's "Ethics" is about all the aspects of "How to lead a good life." Family values/community, the Virtues: "wisdom, temperance, courage, justice, and friendship. Doing the right thing and making the right choices defines us. The different kinds of friendships to connect with others."
The magic of studying Aristotle's method of thinking is that the student is independently discovering facts aided by Aristotle, rather than being instructed by him. It forces us to use inductive and deductive reasoning as critical thinking methods.
The greatest gift a teacher can give their student is to teach them how to think... not what to think.
Madeline Frank, Ph.D., DTM is an Amazon.com Best Selling Author, speaker, business owner, teacher, John Maxwell Team Member, concert artist, and parent. She helps businesses and organizations "Tune Up their Business". Her observations show you the blue prints necessary to improve and keep your business successful. Her latest book "Leadership On A Shoestring Budget" is available everywhere books are sold. If you need a speaker contact Madeline at: mfrankviola@gmail.com

Monday, September 9, 2019

PASS ON YOUR GRATITUDE by Madeline Frank, Ph.D.

Coach Wooden said, “It takes 10 hands to score a basket.”

Who has given you a helping hand on your journey to success? How have you thanked them?

“Coach Wooden insisted that his players always acknowledge the help and support they received from other members of the team. For example, a player who scored a basket after receiving a pass from a teammate was expected to acknowledge the assist as he headed back up the court to play defense – usually by pointing, smiling, winking, or nodding at the man who had helped create the scoring opportunity.” (From Pat Williams book “How to Be Like Coach Wooden”)

Some players asked, “But Coach, what if he [the teammate who gave the assist] isn’t looking?”

“Believe me,” Wooden replied, “he’ll be looking!”

Give thanks to others for helping you. Even a nod or a smile is a good start.

Coach Wooden “understood that EVERYONE needs acceptance and approval.”

Do it now moto:

As a young child I learned the value of hard work from my parents, Robert J Frank, the first college graduate of his family who then went on to graduate medical school to become a doctor and surgeon. Dad first worked as a waiter at a restaurant near the University of Virginia to pay for college. Later he was an assistant to his Professor of Physics teaching classes at the university. My momma, Romayne Leader Frank, worked as a lifeguard and model to put her through college at the University of Michigan. After marrying Dad, she finished her education at the University of Virginia earning a teacher’s degree. Latter Momma worked to pay for Dad’s residency and internship in medicine at Sears and Roebucks as a sales person and on the side wrote political speeches for politicians at $50 a speech. A married woman in those days was not allowed to teach school.

As I was growing up my Dad’s patients were fisherman and farmers who paid for Dad’s services with fish and vegetables. Money was hard to come by. We always had a garden in the back yard growing vegetables and learned to till the soil with rakes, plant seeds, pull weeds, and pick the crops for meals. As a child every week, my parents gave me a “list of chores” to do, including mowing the lawn, trimming the bushes, and taking care of my younger siblings. My parents said as a member of this family you will do these chores “now”! There were no excuses. The work had to be done immediately!

What did I learn from the discipline of doing these chores, “their do it now” principle?

Whether it was washing dishes, mowing the lawn, doing a homework assignment that was due in a week- my parents’ moto was “Do it now!” Do not wait! You will be busy later.

These chores gave me the discipline for my future. When I went to college and was given an assignment due a few days after, I would do the assignment immediately! Later when something needed immediate attention, like a door knob would be falling off, I would immediately repair it! Whatever needed to be done I would do it “immediately”, remembering my parents’ moto, “Do it now!” These chores taught me to be responsible, accountable, respectful to other, and appreciative of any kindness given.

How did I thank my parents for teaching me to be disciplined and responsible?

By sharing their life lessons with others, by writing articles, and radio shows sharing their life lessons with others.

Teaching the Discipline of Hard Work:

Meredith Lynn MacRae, actress, credits her parents’ singer/actor, Gordon MacRae and actress, Sheila MacRae “with instilling a proper work ethic in her and for keeping her feet on the ground.”

She said, “We lived in a modest home in the San Fernando Valley instead of the fashionable Beverly Hills, which the family could have afforded. Mom and Dad didn’t want us to feel superior to the other kids. I had to earn the things I wanted, all the way from dolls to party gowns, by doing chores around the house and taking care of my younger sister and brothers. Lots of kids in my circle automatically got a car when they were 16. Not me. Dad said he would get me a car when I got straight A’s two years in a row in school. I slaved away and finally made it. I got the car with the warning that if I didn’t continue with straight A’s, it would be taken away.”

Doing chores, working for the things you want, brings discipline to your life and teaches you responsibility and accountability:

The chores Meredith Lynn MacRae’s parents gave her to do, instilled “a proper work ethic” for her future. These are the most valuable lessons a parent can give you.

Experts have said, “If she or he had not been spoiled to death, he or she might have turned out differently!”

Chores taught Meredith Lynn MacRae and me to be willing to work hard to make our futures a certain tee.

Be grateful for your blessings and share them with others:

Remember to be a success and reach your goal it takes many teachers, coaches, friends, parents, and mentors to help you on your journey through life. No one does it alone.

What are 3 things you can do to thank your teachers, parents, coaches, mentors, and friends for helping you to succeed on your journey?

1) Send them a note, call them, or email them a note thanking them for helping you. (Start a note book, begin today, and write in it the names of your teachers, mentors, coaches, parents, and friends who have made a difference in your life and do something nice for them.)

How have I shown my appreciation? I have written many articles and Radio Shows paying tribute to my mentors for the gifts they have taught me. This way their good deeds live on and are shared with others!

2) Every week help someone else by acts of kindness.

3) How do you feel when you help others achieve their goal? Do you smile and feel happier in side?

Remember that if we help others we will be helping ourselves at the same time to grow and improve.

Be grateful for your blessings and thank your teachers, mentors, friends, and coaches who have helped you on your journey.

How will you show gratitude for the gifts’ others have given you? 


Madeline Frank, Ph.D., DTM is an Amazon.com Best Selling Author, speaker, business owner, teacher, John Maxwell Team Member, concert artist, and parent. She helps businesses and organizations "Tune Up their Business". Her observations show you the blue prints necessary to improve and keep your business successful. Her latest book "Leadership On A Shoestring Budget" is available everywhere books are sold. 

If you need a speaker contact Madeline at: mfrankviola@gmail.com


Thursday, August 1, 2019

“BUDGETING YOUR WAY TO SUCCESS” BY MADELINE FRANK, PH.D.



Forbes magazine said, “78% of workers live paycheck to paycheck”.

Several of my university students have told me “their finances are a mess and their mortgage loans on their cars and houses are too high. They felt overwhelmed by their finances.”   I shared with them my Momma’s wisdom of budgeting and banking for their success.

You have overdrawn your bank account for the third time. Your rent check has bounced, your power bill check has bounced, your monthly insurance payment has bounced and your car has just broken down. Your bank has charged a transaction fee of $35 per bounced check. This is the fastest way to double what you actually owe by adding all of these extra charges. 

My Momma, Romayne Leader Frank, a lawyer and counselor, taught her clients and me how to budget our money. During my high school years Momma taught me to make a budget of my expenses, to keep a ledger of the money going into the bank and the money to be paid out for expenses. She also taught me to put my entire paycheck, after taxes were deducted from the pay check, in the bank. Then I would pay all my bills and take out only the necessary amount for food and necessities. The remaining money went into my savings account. As a college student in New York City, I always had a job to help me pay for tuition, apartment rent, utilities, and food. 

So, let’s get started and think this out together. You want everything in your budget. Whether it’s your personal or business finances, you have to have a plan in place for your success and you need to learn to budget your money.

What are the eight questions you need to answer to build your budget?

1.  Are you withholding enough money from your wages to pay for taxes?  

2.   How much money do you earn each month after taxes?   

3.   How much is your rent or mortgage payment each month?   

4.  How much is your power bill, gas bill, water bill, sewer bill, telephone, cell phone and  insurance for your apt/house, self and for the car each month? 

5.  How much does it cost to put gas in the car each week to go from home to work and then return home? Multiply the total amount by 4. 

6.  How much does it cost in groceries each week? Multiply the total amount by 4.   

7. How much will it cost for entertainment and new clothes per week? Multiply the total amount by 4.                                                                        

8.  Are you budgeting for unforeseen consequences such as family emergencies, loses not covered by insurance, emergency travel and other events? Include an amount per week and multiply by 4.

All your expenses need to be included in your budget. Once you have written down your total amounts for your bills/expenses per month you subtract them from your monthly pay check that you will be receiving after taxes. The amount that is left is the beginning of your rainy-day fund to invest for your future to eventually buy a car or a house.

The concept is to spend only what you have and to stay on budget. You cannot buy frivolous things that you do not need and cannot afford. You have to stay within your budget.

By having your budget in place, you will know exactly how much money you have left over every month to begin saving for your future.

Remember you cannot spend what you do not have.

By following these steps and learning how to budget your money, you will be budgeting your way to success.

This is the fourth article of my series on teaching you, to take hold of your finances. 



Madeline Frank, Ph.D., DTM is an Amazon.com Best Selling Author, speaker, business owner, teacher, John Maxwell Team Member, concert artist, and parent. She helps businesses and organizations "Tune Up their Business". Her observations show you the blue prints necessary to improve and keep your business successful. Her latest book "Leadership On A Shoestring Budget" is available everywhere books are sold. 

If you need a speaker contact Madeline at: mfrankviola@gmail.com



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Madeline Frank, Ph.D. business owner, teacher, researcher, speaker and concert artist. She writes a monthly newsletter "Madeline's Monthly Article & Musical Tips" and a monthly radio show "Madeline's One Minute Musical Radio Show".